Tag: First Time Homebuyers

Posted on 06/10/2025
Buying Your First Home? FHA Loans Can Help
If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve? An FHA home loan. They’re designed to help you overcome some of...
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Posted on 06/05/2025
Newly Built Homes May Be Less Expensive Than You Think
Do you think a brand-new home means a bigger price tag? Think again. Right now, something unique is happening in the housing market. According to the Census and the National Association of Realtors (NAR), the median price of newly built homes is actually lower than the median price for existing homes (ones that have already been lived in):...
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Posted on 05/29/2025
Saving for a Home? Here’s Where to Keep Your Funds
If you’re saving for your dream home, your money should work as hard as you do. While investing in the stock market might seem like the obvious choice, it’s important to minimize risk with your down payment and other homebuying-related funds. So if you’re getting ready to embark on your search, consider safer alternatives like a high-yield savings...
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Posted on 05/22/2025
What Buyers Need To Know About Homeowners Association Fees
When buying a home, you’re probably thinking about mortgage rates, home prices, your down payment, and maybe even your closing costs. But you may not be thinking about homeowners association (HOA) fees. While you won’t necessarily have these, you should know it’s a possibility, depending on where you decide to live. A homeowners association is basically an organization...
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Posted on 05/14/2025
Don’t Let Student Loans Hold You Back from Homeownership
Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home. Maybe you’re one of them and you're wondering: Do you have to wait until you’ve paid off those loans before you can buy your first home? Or is it possible you could still...
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Posted on 05/05/2025
The 20% Down Payment Myth, Debunked
Saving up to buy a home can feel a little intimidating, especially right now. And for many first-time buyers, the idea that you have to put 20% down can feel like a major roadblock. But that’s actually a common misconception. Here’s the truth. Do You Really Have To Put 20% Down When You Buy a Home? Unless your...
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Posted on 04/27/2025
Should I Buy a Home Now or Wait?
At some point, you’ve probably heard the saying: “Yesterday was the best time to buy a home, but the next best time is today.” That’s because homeownership is about the long game – and home prices typically rise over time. So, while you may be holding out for prices to fall or rates to improve, you should know...
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Posted on 04/24/2025
Don’t Miss This Prime Spring Window To Sell Your House
According to Realtor.com, the best week to list your house this year was April 13-19. And since that week has come and gone, you might be wondering: did I miss my chance? Not at all – and here’s why. That’s just one source’s take, based on their own research. Other organizations run similar studies. And since different places...
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Posted on 04/21/2025
Pre-Approval Isn’t Commitment – It’s Clarity
If buying a home is on your radar – even if it’s more of a someday plan than a right now plan – getting pre-approved early is still one of the smartest moves you can make. Why? Because, like anything in life, the right prep work makes things clearer. The best time to get serious about buying is...
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Posted on 04/15/2025
Are You Saving Up To Buy a Home? Your Tax Refund Can Help
You’ve been working on your savings and dreaming of that moment when you finally have keys to a place that’s truly yours. What you might not realize is that your tax return could give you a little extra cash to help you get there sooner. So, if you’re getting a tax refund this year, you can use it...
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Posted on 04/11/2025
Why You Don't Want To Skip Your Home Inspection
When you finally find the home you want to buy, it’s easy to get caught up in the excitement. You’ve toured the place, imagined your furniture in it, maybe even pictured your morning coffee on the porch. The last thing you want is to slow down the process with more steps or lose out to another buyer’s offer...
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Posted on 04/02/2025
Townhomes: A Smart Solution for Today’s First-Time Buyers
Buying your first home in today’s market can feel tough. Between high home prices and mortgage rates, affordability is still a big challenge. And some buyers are making one simple trade-off that’s getting them in the door faster: square footage. According to the National Association of Home Builders (NAHB), 35% of buyers are willing to purchase something smaller...
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